We use plain and simple English to give you an overview of the most common areas of law.
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A County Court or High Court Judgment can be made against you if an individual or a business has issued a claim against you for money and you have failed to file a response. If you receive a claim form in the post, you should always respond. Whether you do this with or without the aid of a...
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Most people require credit at some time, whether it is in the form of a credit card, a loan or an overdraft. However careful you are, it is possible to find yourself blacklisted for credit purposes. When you apply for credit, the lender will apply to either Experian or Equifax the two Credit...
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As the owner of a small retail shop, what do we need to consider for any returns of goods? Retail businesses need to adhere to the new guidelines within the UK Consumer Rights Act 2015 that came into effect on 1 October 2015. The three key areas to note are : goods must be sold as described, be of...
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The Consumer Code for Home Builders (“the Code”) is a voluntary code of conduct devised in conjunction with the National House Building Control (NHBC), Premier and Local Authority Building Control (LABC) New Home Warranty brands. This article looks at how the code operates. Who does it...
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