We use plain and simple English to give you an overview of the most common areas of law.
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What is SMI? Support for Mortgage Interest is a Government benefit initiative aimed at homeowners who are struggling to pay a mortgage because they have fallen upon hard times and are claiming one of the following benefits: JSA (Job Seeker’s Allowance) ESA (Employment & Support...
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A County Court or High Court Judgment can be made against you if an individual or a business has issued a claim against you for money and you have failed to file a response. If you receive a claim form in the post, you should always respond. Whether you do this with or without the aid of a...
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Most people require credit at some time, whether it is in the form of a credit card, a loan or an overdraft. However careful you are, it is possible to find yourself blacklisted for credit purposes. When you apply for credit, the lender will apply to either Experian or Equifax the two Credit...
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Most people have a point in their life where debt becomes a problem. The reasons are wide and varied and as individual as each of us. Should the level of debt become unmanageable, it is comforting to know that there are numerous solutions to address it which will enable you to move on with your...
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