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Debt Management

Consumer Law

Correcting Your Credit Rating

Most people require credit at some time, whether it is in the form of a credit card, a loan or an overdraft. However careful you are, it is possible to find yourself blacklisted for credit purposes. When you apply for credit, the lender will apply to either Experian or Equifax the two Credit...

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Debt Management

How to deal with debt

Most people have a point in their life where debt becomes a problem.  The reasons are wide and varied and as individual as each of us. Should the level of debt become unmanageable, it is comforting to know that there are numerous solutions to address it which will enable you to move on with your...

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Debt Management

What is a Statutory Demand?

I am working as a Sole Trader, and have been served with a Statutory Demand from a supplier I am in dispute with. What is a Statutory Demand and what do I need to do? Your supplier is demanding that unless you pay the debt allegedly owing to them or provide security for it, they will present a...

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Debt Management

Insight into Debt Settlement

Generally offered by profit based firms, debt settlement is the company negotiating with the creditor on behalf of the debtor and requires a settlement sum to be paid in order to resolve the debt. The settlement sum is a compromised amount less than the principle amount and in order to be in a...

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