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Property Finance

Seven steps to buying your first home

Getting on the property ladder might seem a long way off, but if it’s something that you aspire to, then you need to have a plan for how you’re going to get there.  Step One: Understand the money involved If you’ve never bought a property before, you might not be aware of the kind of money...

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Property Finance

Bank of Mum and Dad Part II

If you are lending your children money to assist them in purchasing a property, you may wish to ensure that your contribution is protected. We would all like to be able to help our children and if your children are lucky enough to have parents such as yourselves, then a Declaration of Trust could...

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Lasting Power of Attorney

The Importance of Lasting Powers of Attorney: Equity Release

Many people are boosting their retirement income by using the wealth tied up in their homes to generate extra cash, with more than 21,000 new customers taking out an equity release plan in 2014.* Equity release is the name given to a range of products that allow you to access the equity (cash) tied ...

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Property Finance

Bank of Mum and Dad Part I

So you have read all the press articles telling you it is cheaper to buy than to rent… but how do you make that enormous financial decision to buy your own home, particularly if you can’t raise at least a 10% deposit? Many of us could be saving hundreds of pounds by buying a property rather...

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